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HMRC Voluntary Disclosure Specialists

HMRC Let Property Campaign: Settle Past Rental Tax Confidentially

Have undeclared or historic rental income from residential properties? Led by an ACCA-qualified accountant, we help landlords bring undeclared rental income up to date through a complete professional disclosure under HMRC's official Let Property Campaign—seeking the appropriate available penalty reductions, reducing the risk of further HMRC compliance action, and protecting your peace of mind.

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100% Confidential
Substantially Reduced Penalties
UK-Wide Remote Service

Why Coming Forward Early Matters to HMRC

HMRC receives data directly from the Land Registry, letting agents, deposit protection schemes, and mortgage providers. When you come forward voluntarily under the Let Property Campaign, HMRC strongly favours civil settlement over criminal proceedings. The penalty depends on the circumstances, including the taxpayer’s behaviour and the quality and timing of the disclosure. Voluntary disclosures usually receive lower penalties. If HMRC discovers the undeclared income first, statutory penalties can reach up to 100% of the tax due.

Who Is This For?

Common Situations We Settle for Landlords

Many landlords fall behind innocently due to life events, complex rules, or simply not realising that letting income must be declared even if you made a small profit or loss.

Accidental Landlords

You moved in with a partner or inherited a property and rented out your former home without registering for self-assessment.

Received an HMRC "Nudge" Letter

You received a letter from HMRC stating they have information regarding your property income. We can respond immediately to halt escalated enforcement.

Expatriates / Non-Residents

You live or work overseas but retain residential rental property in the UK and didn't realize non-resident landlord filing was mandatory.

Multi-Property Portfolios

You have several rental properties or HMOs where bookkeeping fell behind, and you need multi-year accounts prepared and reconciled.

Rent-a-Room Exceeders

You rented out rooms in your home or on short-stay platforms (Airbnb) and exceeded the ÂŁ7,500 Rent-a-Room relief threshold.

Section 24 Miscalculations

You filed self-assessments but didn't correctly apply the mortgage interest tax credit rules introduced under Section 24.

Our 4-Step Settlement Process

How We Resolve Your Tax Affairs With HMRC

1

Confidential Review

We review your situation without judgment. We establish the years involved, calculate your approximate exposure, and determine whether you qualify for unprompted voluntary terms.

2

Accounts & Expense Optimization

We reconstruct your historic rental accounts, making sure every legal deduction is claimed—repairs, maintenance, agent fees, insurance, and allowable financing costs to minimize tax owed.

3

Formal Disclosure & Submission

We register your disclosure with HMRC's dedicated Let Property Campaign unit, write the formal cover letter explaining your circumstances, and calculate the minimum appropriate statutory penalty.

4

HMRC Agreement & Payment Plan

We liaise directly with HMRC case officers to agree the settlement. If you need time to pay the tax due, we negotiate an affordable Time-to-Pay monthly instalment arrangement on your behalf.

The Difference

Voluntary Disclosure vs. Waiting for HMRC

Factor With Let Property Campaign If HMRC Investigates First
Financial Penalties Substantially lower (penalty depends on circumstances, behaviour & timing) Up to 100% of the tax owed
Years Assessed Typically limited to 4–6 years (unless deliberate) Up to 20 years back under formal inquiry
Prosecution Treatment Favours civil settlement rather than criminal treatment Elevated risk of formal criminal tax investigation
Public Naming Completely confidential Risk of being published as a deliberate defaulter
Payment Terms Affordable monthly Time-to-Pay agreements Immediate collection & enforcement action
Common Questions

Frequently Asked Questions

HMRC set up the Let Property Campaign specifically to encourage residential landlords to come forward voluntarily. While HMRC explicitly cannot offer unconditional immunity from prosecution, a complete and unprompted disclosure will usually result in lower penalties and is an important factor in HMRC deciding whether civil rather than criminal treatment is appropriate. Outcomes depend on the circumstances and completeness of the disclosure. Our role as an ACCA-qualified accountant is to prepare accurate figures and represent you professionally to achieve a fair civil settlement.
This is very common. We can help you request archive statements from your bank and mortgage lender. Where records are incomplete, we help reconstruct the position using available evidence such as bank statements, invoices, tenancy records and supplier correspondence. Any reasonable estimates must have a defensible basis and be clearly explained to HMRC.
No, it is not too late, but you must act quickly. Acting promptly may reduce the risk of further HMRC compliance action and allows us to assess whether the Let Property Campaign remains the appropriate disclosure route. The outcome and any penalty reduction depend on HMRC and the individual circumstances.
You do not need to have all the money upfront. When we submit your disclosure schedule, we can submit a formal Time-to-Pay arrangement proposal, spreading your tax payment over monthly instalments (typically 12 to 24 months, or longer depending on means).
Not at all. While we welcome local clients in Hayes and West London, we handle Let Property Campaign cases for landlords throughout the entire UK and British expats abroad 100% remotely via secure email, phone, and WhatsApp.
ACCA-Qualified Accountant

Led by an ACCA-qualified accountant with 14+ years experience resolving complex HMRC property disclosures.

Direct HMRC Submissions

Direct electronic disclosure filing with the Let Property Campaign team, seeking the appropriate available penalty reductions.

100% Confidential Service

Complete client confidentiality. Your financial disclosure records and rental accounts remain strictly private under ACCA ethical standards.

Direct Specialist Support

Work 1-on-1 with a dedicated ACCA tax specialist throughout your disclosure and Time-to-Pay arrangement.

Confidential Enquiry

Request a Confidential Assessment

Fill out the brief details below. We will review your situation and get back to you within 24 hours with clear, practical guidance.

đź”’ All communications are treated with strict professional confidentiality as required by ACCA regulations.

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